Allied Remodeling - Roof, Siding & Windows Replacement

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Allied Remodeling of Central Maryland, Inc., Construction & Remodeling Services, Towson, MD Top Remodelers - Roofing, Siding & Windows

1212 E Joppa Rd
Towson, MD 21286


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FHA Loans, Government Grants Available for Roofing Replacement

Posted on September 12, 2017

FHA Loans, Government Grants Available for Roofing Replacement in Westminster, MD

If your house needs a new roof, but you don't have enough equity to qualify for a loan, you still have options to finance the project through the Federal Housing Administration (FHA). Your first step is to get a bid for roofing in Westminster, MD. Any loan application requires a full description of the project as well as a detailed cost estimate.

FHA Loan Program

FHA Title 1 loans are available for home improvement projects that make your house more comfortable, and that includes roof replacement. Homeowners who have good credit but little equity can apply for this loan, which is funded through a bank and guaranteed by the FHA against default. Along with an application, you must submit a note consenting to repay the loan.

A Title 1 loan has several advantages:

  • For amounts less than $7,500, security is not usually required. Neither is a co-signer.

  • The loan does not interfere with the mortgage on your home.

  • Funds can be used to pay for building permits and fees for a title search, appraisal and inspection of roofing in Westminster, MD.

  • The bank can approve the loan on its own, without having to go through FHA red tape. The agency must approve the lending institution, however, which helps protect you from questionable lenders.

Government Grants Available

Additional funding options come from a variety of grants and rebates for projects that incorporate energy-efficient and renewable-energy components. Your contractor should be able to offer many of these features. The Department of Energy hosts a website, the Database of State Incentives for Renewables and Efficiency, with information on available funds. Visit this site for details on federal, state, city and utility company incentives for your roofing project. Some options offer funds in advance to help finance your project.

At Allied Remodeling of Central MD, Inc., we're happy to work with your financial institution. We offer financing options, too, including a 15-month "same as cash" agreement. Call us at 410-769-9700 to arrange for an estimate and to discuss funding for roofing in Westminster, MD.

Questions? Need More Information?

We're ready to help you reduce your energy costs and make your home more beautiful and comfortable. Contact us for a free consultation today by completing our online quote request form.